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VP/Commercial Lender at Firstar Bank

Posted in Banking 30+ days ago.

This job brought to you by eQuest

Type: Full-Time
Location: Muskogee, Oklahoma





Job Description:

Position Summary:

Lending officer responsible for business development and growth of commercial loan and bank products, plus management of a loan portfolio comprised of small to medium size loans

Position duties and Responsibilities:


  • Interview loan applicants to develop information concerning their needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk

  • Develop and manage commercial and consumer loan portfolios

  • Make decisions on loans and terms if within own lending limits or make recommendations and give presentations to the Executive Loan Committee when necessary

  • Analyze loan requests and develop written proposals to the Executive Loan Committee

  • Ensure timely delivery of technically accurate spread sheets, loan monitoring activities, and annual exposure reviews to facilitate a sound credit portfolio

  • Manage maturing loans, past dues, exceptions, and deposits of the portfolio

  • Coordinate the origination and closing of loan requests

  • Ensure compliance to government regulations and bank policies

  • Develop business opportunities in the market place, including commercial/consumer loans, real estate loans, deposit products, investment products and treasury management products

  • Direct and assist support staff, as needed

  • Represent the Bank in various civic and community functions to further enhance its image and develop or promote additional business/consumer relationships

  • Project a positive and helpful image to all customers of the bank

  • Complete annual training as required

Skills, Abilities, and Experience:


  • Minimum five (5) years of portfolio management experience

  • Thorough understanding of commercial lending principles and practices as well as knowledge of government/compliance regulations

  • Advanced financial analysis skills, strong negotiation and sales skills

  • In-depth knowledge of credit analysis

  • Well-organized and good time management skills

  • Ability to be proactive and positive when dealing with customers

  • Comfortable with working in a team environment

  • Excellent written, verbal, and presentation skills

  • Ability to work independently, without close supervision, in a fast-paced environment

  • Interpersonal skills with all levels of the organization

  • Proficient computer skills – Microsoft Office Suite

Education:


  • BS Business Administration or equivalent years of experience

Standards of Performance:


  • Standards of Performance are based on goals and objectives set annually