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Commercial Banking Officer at TowneBank

Posted in Management 30+ days ago.

This job brought to you by eQuest

Type: Full-Time
Location: Greensboro, North Carolina





Job Description:

Essential Responsibilities:



  • Develop new business for the bank by calling on prospective commercial members


  • Retain existing members through follow up and by providing excellent service


  • Interview applicants to develop information concerning their businesses, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk


  • Obtain and analyze financial data and provide service on approved lines of credit, equipment financing loans, etc.


  • Draft necessary documents and agreements


  • Conduct credit checks


  • Make decisions on loans and terms if within the lending limits or make recommendations to a superior lending officer


  • Follow current loans to ensure complete conformity with terms and knowledge of developing trends


  • Call on potential or existing members and introduce them to other departments when another service is needed


  • Supervise and give direction to staff (if applicable)


  • Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)

Minimum Required Skills and Competencies:


 



  • Previous lending experience or experience in loan operations or credit analysis


  • Extensive knowledge of documentation and regulations


  • Proven business development skills


  • Excellent communication skills and the ability to interact professionally

Desired Skills and Competencies:


 




  •  College degree in Business, Finance or Accounting


  • Previous management or supervisory experience


  • Computer skills (Word and Excel)