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Commercial Banking Officer at TowneBank in Greensboro, North Carolina

Posted in Management 30+ days ago.

Type: Full-Time

Job Description:

Essential Responsibilities:

  • Develop new business for the bank by calling on prospective commercial members

  • Retain existing members through follow up and by providing excellent service

  • Interview applicants to develop information concerning their businesses, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk

  • Obtain and analyze financial data and provide service on approved lines of credit, equipment financing loans, etc.

  • Draft necessary documents and agreements

  • Conduct credit checks

  • Make decisions on loans and terms if within the lending limits or make recommendations to a superior lending officer

  • Follow current loans to ensure complete conformity with terms and knowledge of developing trends

  • Call on potential or existing members and introduce them to other departments when another service is needed

  • Supervise and give direction to staff (if applicable)

  • Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)

Minimum Required Skills and Competencies:


  • Previous lending experience or experience in loan operations or credit analysis

  • Extensive knowledge of documentation and regulations

  • Proven business development skills

  • Excellent communication skills and the ability to interact professionally

Desired Skills and Competencies:


  •  College degree in Business, Finance or Accounting

  • Previous management or supervisory experience

  • Computer skills (Word and Excel)