Loan Advisor at Credit Human Federal Credit Union

Posted in Banking 25 days ago.

This job brought to you by eQuest

Type: Full-Time
Location: San Antonio, Texas





Job Description:

Credit Human, a $3.1 billion federally chartered credit union, is seeking a Loan Advisor for the Manufactured Home Lending - Western Region.


The perfect candidate will accurately assess applicant needs and share matching product information empowering applicants to make educated loan choices.


If you aspire to a career with competitive compensation, comprehensive benefits, and a clear sense of community, please consider this role at Credit Human. 



  • You will be joining a team charged with growing an important product line

  • Your listening skills and customer focus will be assets in delivering extraordinary service experiences

  • Your compassion and composure will foster great relationships to grow market share

If you enjoy building customer relationships and collaborating with our clients in fulfilling the dream of affordable home ownership, please apply now!


Key Role Activities:



  1. Relate well with customers facilitating a positive loan experience for the potential member and our business partner

  2. Effectively communicate features, benefits and potential risks of loan programs to applicants

  3. Understand applicant asset, budget, and credit profile and Credit Human underwriting practices and propose viable alternative solutions which may qualify applicants whose applications are not approved as originally submitted

  4. Independently manage a pipeline of loans ensuring production and relational goals are achieved

  5. Minimize the application to funding cycle time

  6. Ensure loans produced meet internal quality standards and comply with lending regulation

Experience:


   Preferred



  • 3-years’ experience in sales, financial services and/or indirect lending.

  • Previous experience as a Mortgage Loan Originator.

  • Previous experience in manufactured housing business. 

  • Previous experience as a mortgage loan processor or closer.

Skills & Knowledge:


     Required



  • Ability to work with minimal supervision.

  • Must be able to work cross-functionally in a collaborative and team building relationship.

  • Strong, consultative sales ability with proven skills.

  • Strong verbal/written communication skills.

  • Independently motivated.

  • Computer skills to include Excel, Outlook and Word.

  • Sound judgement and strong decision-making skills.

  • Ability to manage multiple priorities.

  • Customer service focused.

  • Ability to travel periodically.

  • Ability to compare/contrast product advantages against other mortgage products.

     Preferred



  • Working knowledge of Salesforce CRM software

Education:


    Required



  • High School Diploma or equivalent

    Preferred



  • Bachelor’s Degree Preferred

Licenses & Certifications:


    Required



  • Valid driver license and good driving record

  • Registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System or eligibility to register upon employment

Schedule:  Monday-Friday, 8:00am-5:00pm 


Level of Work:  2B


Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.


To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.


 


Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history check on convictions and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

See job description