(Additional hours as necessary to meet the objectives of the department).
Function: The Residential Staff Appraiser II will assist the Senior Appraiser to support Commercial Banking Staff, Business Banking Staff and Special Asset Officers by ensuring that risk appropriate real estate valuation standards are established and adhered to. The Residential Staff Appraiser II is also responsible for protecting the Bank by ensuring compliance with ethical, legal and regulatory requirements as they relate to real estate collateral valuation in accordance with state and federal regulations and USPAP Standards.
Duties and Responsibilities:
Evaluating, monitoring and maintaining high residential appraisal standards, guidelines, techniques, and methods to ensure compliance with applicable state and federal laws and regulations and conformance with S&T policies and procedures.
Acts as a back-up to the Appraisal Coordinator in managing the RIMS Appraisal Management Software.
Assists in managing the on-line bidding, awarding and tracking of vendor services for real estate appraisals that serve as collateral for existing or prospective loans.
Performs independent reviews of residential real estate appraisals/evaluations in accordance with USPAP Standards and S&T Policy. When necessary, complete internal appraisals and evaluations as determined by the Chief and Senior Appraisers.
Interfaces and supports Commercial Banking, Business Banking, and Special Assets Officers to address appraisal/evaluation related questions and/or matters in order to provide a high-level of customer service while mitigating real estate valuation risk.
Assist Senior Appraiser in managing the Approved Appraiser List.
Assists in engaging and managing all appraisal related vendor relationships including providers of market data.
Assists in educating and training Commercial Banking, Business Banking, Special Assets Officers and other key constituents on S&T’s Real Estate Lending Policy and other appraisal related matters through formal presentations, calls, or meetings.
Demonstrates a strong ability to work independently, as well as motivated to work as a team player and exhibits excellent interpersonal skills. Contributes to the success of the department and in turn, the organization.
Performs other duties as assigned.
Operates a keypad device: 80% of the day; operates electronic equipment: 5% of the day; operates office equipment: 5% of the day; travels: 5% of the day; performing on-site inspections/evaluations: 5%. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Significant travel is required throughout the Bank’s footprint.
10 year(s): Requires 10 plus years general business experience. Requires five to ten years of specialized experience in residential real estate appraisal related training. Knowledge of different real estate products and services including knowledge of the applicable policies and legal requirements. 5-10 years of Residential Appraisal Certification (RL) preferred. Appraisal Institute or equivalent candidate preferred.
Bachelors or better in Academic/General or related field
Ability to work in a fast-paced environment
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)