Wintrust Credit Academy Program - Credit Analyst - Chicago (Old Town) at Wintrust Financial Corporation in Chicago, Illinois

Job Description:

Wintrust is recruiting for a credit analyst to support the commercial real estate team in our Old Town (Chicago) location. This position would participate in our Wintrust Credit Academy Training program. This position does not rotate to other departments so candidates would be supporting the real esatate team for this location only.

This position begins in later 2020/early 2021. Candidates who have already graduated or December 2020 graduates will be given first consideration.

Credit Analysts are responsible for financial analysis and risk assessment of potential borrowers, preparation of credit memoranda to be presented to senior management.

You will work alongside relationship managers, business development managers, portfolio managers, and others in your office to develop a deep understanding of the operating performance and potential borrowing needs of prospective clients. You also will assist relationship managers with ongoing support of existing clients. Your responsibilities may include:

• Analyzing a company's financial, operational, and management strengths and weaknesses to minimize capital, balance sheet, and reputation risk
  
  
• Preparing company annual financial reviews and underwriting memos focusing on a company's leverage, key risk factors, sources of repayment, cash flow, and ability to service debt
  
  
• Preparation of Financial Spreads and covenant tracking as well as ACH portfolio oversight
  
  

Bachelor's Degree Required (Business, Finance, Economics or Accounting)

Previous internship preferred

0 - 2 years credit experience

Wintrust is an Equal Opportunity Employer: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status.