Credit Risk Analyst - Energy - Houston, TX at JPMorgan Chase Bank, N.A. in Houston, Texas

Job Description:

Credit Analyst will be assigned a portfolio of clients in the Energy industry and perform ongoing credit analysis and exposure management to identify and mitigate credit risk. Credit risk is defined as the risk of loss arising from the default of a client or counterparty. Credit exposure arises through underwriting, lending, and trading activities with and for clients and counterparties, as well as from a range of operating services such as cash management and clearing activities.

Specific duties include:

• Developing a well-informed and forward looking view of the client business

• Staying current on all aspects of the assigned credit portfolio, including industry trends, portfolio performance, compliance with covenants, potential risks and opportunities

• Preparing and presenting credit approval memos in connection with new debt facilities and reviews on existing client facilities

• Performing financial analysis including stress testing, projections and peer comparisons

• Assessing creditworthiness of clients and recommending appropriate credit ratings

• Describing concisely the structure and terms of products and analyzing related risk metrics

• Participating in client on-site or telephonic diligence meetings

• Processing transactions and annual reviews in JPM's credit system by coordinating with middle office and business partners in a timely manner

• Monitoring, investigating and escalating risk metrics associated with client activity

• Preparing and presenting periodic portfolio reviews to senior credit executives and business partners

• Lead ad hoc team projects

What we look for in strong candidates:

• Bachelor's degree in Finance, Accounting or related area
• Some credit/underwriting credentials, analytical skills, and experience is a plus, while in-depth knowledge of accounting and corporate finance is required
• Possess strong analytical and modeling skills
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
• Highly motivated with a natural passion to learn and an inquisitive personality
• Strong interpersonal skills and an ability to work well in a team environment
• Strong sense of accountability and ownership of tasks
• Interest in client interaction with strong verbal and written communication skills
• Capable of understanding, describing, and debating complex concepts
• Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
• Strong attention to detail and an excellent work ethic

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

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