Associate Underwriter Residential Mortgage - Remote at Fulton Bank, N.A. in Lancaster, Pennsylvania

Job Description:

Associate Underwriter Residential Mortgage - Remote

Job Locations

US-MD-Columbia | US-PA-Lancaster | US-VA-Newport News | US-VA-Virginia Beach | US-PA-Bethlehem | US-PA-Wyomissing | US-VA-Richmond | US-PA-Philadelphia | US-PA-King of Prussia | US-NJ-Camden

Requisition ID

2020-14590

# of Openings

1

Location Name

The Bell Building

Category

Mortgage Banking

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company and every success we experience begins with them. We hire team members who raise the bar, who are collaborative and inclusive, who build relationships, and who are looking for a long-term career with Fulton Bank. We strive to promote a culture of work-life balance, to unplug and recharge to be your best self, at work and at home.

Overview

This is a full-time career opportunity that is remote.

The primary responsibility of this position is to review and analyze residential mortgage applications, borrower and property information to render a credit decision and approval for a mortgage loan. The incumbent in this position will ensure all documentation is present and maintained as required, while ensuring compliance with vendor and bank policies, procedures and guidelines.

Responsibilities

Evaluate borrower income and creditworthiness through review of financial, asset and bank account statements and tax returns, ensure documentation satisfies investor requirements and identify loans that may require additional records for potential secondary market sale
- Review, approve or recommend denial for residential mortgage applications for conforming products within lending authority limit and promote products with potential applicant qualification
- Review appraisal and other property information to determine if fair market value is aligned to amount requested in application, follow up with borrower or other external parties to validate discrepancies
- Ensure documentation satisfies investor requirements and identify loans that may require additional records for potential secondary market sale
- Investigate, confirm and document credit file irregularities, examine appraisals to ensure conformity to guidelines and review decision change requests for existing mortgages

Qualifications

Education
High School Diploma or the equivalent. (Required)
Bachelor Degree or the Equivalent Experience. Specialty: Business or other applicable. (Preferred)Experience
2 or more years Residential first mortgage processing OR consumer residential underwriting. (Required)
2 or more years Desktop Underwriter & Loan Prospector. (Preferred)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

EEO Statement

Fulton Bank (\\"Fulton\\") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Need help finding the right job?

We can recommend jobs specifically for you!
Click here to get started.

.