Posted in Other 30+ days ago.
Type: Full Time
Summary:
This position will provide subject matter expertise for highly complex commercial loans to conduct an accurate and detailed review of various types of loan documents, as well as collaborating with the lending teams to perform due diligence activities that comply with both regulatory and internal documentation standards. This position will create loan documentation packages or review of attorney prepared packages for the closing of loans.
Essential Job Skills and Knowledge
- Advanced knowledge of loan systems and loan functions as identified in Job Duties Addendum
- Excellent communication skills, both written and verbal
- Critical thinking skills
- Ability to challenge the status quo
- Open to change
- Ability to influence others
- Ability to deliver high quality professional and service to internal and external customers
- Operates with a sense of urgency
- Contributes to the team's success
- Results oriented and detail driven
Minimum Qualifications
- 5+ years or greater consumer or commercial loan experience
- Ability to multitask in a high-pressure environment
- FIS Bankway, Laser Pro, and/or ACBS experience preferred
- Bachelor's degree or equivalent experience
Job Duties Addendum:
Review and validate consumer and moderately to highly complex commercial documentation packages (including new money deals, renewals, modifications and extensions) to validate appropriate lending authority, covenants, terms and conditions are in accordance with credit policy guidelines, procedures and regulatory requirements.
- Review and validate all required due diligence activities are properly conducted and approved, such as a detailed review of entity documentation, UCC's searches, etc., Ensure that all exceptions are addressed at, or prior to loan closing, and any waivers or deviations from policy are properly documented.
- Validate loan codes applicable to customer, loan type, purpose, collateral, etc.
- Ensure the delivery of accurate loan documentation packages in a timely manner while ensuring that the final package correctly incorporates the terms of the credit approval document, as well as regulatory and internal credit and policy standards.
- Build strong relationships with Processing and Lending teams, as assigned.
The above statements intend to describe the general nature and level of the work performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
.