Retail Lending Underwriter at Busey in Creve Coeur, Missouri

Job Description:

Schedule
Monday - Friday 8:00AM - 5:00PM
Duties/Responsibilities
- Organize and review initial information submitted by the Retail Lenders.
- Underwrite and decision the loan request through the appropriate Loan Origination System.
- Discuss applications with Originators whenever necessary in order to make informed conditional and final credit decisions.
- Act as a resource person for the Originators by providing guidance when needed and by taking an active role in their development process in Retail Lending.
- Notify the Originator and Loan Coordinator with the action taken.
- Review additional documentation that may be needed for final approval and to complete the file.
- Approve other various retail lending requests including, but not limited to, subordinations, extensions, renewals, and loan modifications.
- Prepare notice of action taken letters for declined loan applications.
- Review all Approved Not Close, Withdrawn, and Declined loan requests and mail applicable documentation if required.
Education and Training
- Requires High School diploma.
- Requires 5 or more years of related banking experience.
- Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (\\"SAFE Act\\"), all Personal Bankers (if lending) are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry (\\"NMLS\\"). If such registration is not active as of the hire date, the Personal Banker must immediately attain active registration upon employment. Personal Bankers who fail to maintain an active and current registration will be unable to lend and may be subject to disciplinary action, up to and including termination of employment.
- Requires knowledge of Microsoft Office.
Qualifications
Knowledge:
- Strong oral and written communication skills
- Strong organizational skills
- Compliance standard
Ability:
- Take initiative to overcome minor obstacles and make independent decisions
- Underwrite loan requests within an acceptable time frame
- Analyze and interpret numerical data
- Perform duties and make decisions under frequent time pressures
EOE of Minorities/Females/Vets/Disability