Property Claim Representative (anywhere in Westfield's operating territory) at Ohio Farmers Insurance Company in Cincinnati, Ohio

Job Description:

Location: Anywhere in Westfield's operationg territory.

Salary range:

Minimum Salary 52,282.00 Midpoint Salary 60,124.00 Maximum Salary 67,967.00

Property Claim Representative Job Summary

Works within specific limits and authority on property claim assignments of moderate technical complexity. Determines coverage and investigates, analyzes, negotiates and settles claims not typically requiring outside investigation while delivering quality customer service in a high volume, low to moderate complexity work environment.

Westfield Property Claims resolves first party personal and commercial property claims, including structural damage, business and personal property, and business income losses.

Essential Functions (primary functions and/or reasons the job exists in order of importance)

1. Coverage/Investigation/Liability - Determines whether proper coverage exists for the type of claim assigned. Investigates thoroughly to obtain relevant facts concerning all aspects of the claim, such as coverage, liability, legal climate, potential exposure, and damages, and makes decisions, where appropriate, on claim resolution. Monitors ongoing case development for appropriateness.

2. Damages - Determines the value of the physical damage of property, automobiles, or injuries through use of appropriate tools. Obtains all necessary documentation to support claim evaluation. Recognizes claim file exposures and escalates appropriately.

3. Communication - Maintains effective and ongoing communications with insureds, claimants, agents, attorneys, other insurance companies, representatives, vendors, and company personnel.

4. Customer Service - Ensures customer service excellence. Responsible for the customer and agent experience associated with assigned claims.

5. Reserving/Reporting - Establishes and reviews proper reserves for each claim based upon thorough investigation, evaluation, and experience. Completes appropriate reports so that the current status of the claim is clearly documented at all times.

6. Negotiation/Settlement - Within decision making authority, negotiates timely and appropriate settlements with insureds, claimants, vendors, attorneys, and other insurance companies. Refers claims exceeding authority to appropriate leader or complex claims specialist with recommendations.

7. Travels occasionally to participate in special assignments, training, and/or travel between office locations.

Desired Qualifications/Experience/Certification/Education (in order of importance)

1. 2 or more years' experience adjusting property claims OR successful completion of Westfield's Graduate Development Program.

2. Experience negotiating claims and handling conflict.

3. Experience using a claims management system e.g. Guidewire or diary management system to accurately document file activities.

4. Strong written, verbal, and interpersonal communication skills with the ability to interact with all levels of the company.

5. Experience with Microsoft Windows, Outlook, and Excel or transferable software packages.

6. Holds and maintains appropriate adjuster licensing and certification(s) in assigned territories and will obtain additional licensing based upon business needs.

7. Insurance industry designation such as AIC, SCLA, CPCU, etc.

8. Valid driver's license and a driving record that conforms to company standards.

9. Bachelor's Degree or commensurate experience.

Physical Requirements (specific to the role)

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

* Ability to work effectively in an office environment for 40+ hours per week (including sitting, standing and working on a computer for extended periods of time).

* Ability to communicate effectively in a collaborative work environment utilizing various technologies such as: telephone, computer, web, voice, teleconferencing, e-mail etc.

* Ability to travel as required.

* Ability to operate an automobile within the parameters of the driving policy.

This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

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We are an equal opportunity employer/minority/female/disability/protected veteran.

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