Job Description:

Mortgage Banker (inside sales)

Overview

The Mortgage Banker is primarily responsible for external sales and origination of mortgage loans via on-going outside sales calling efforts to Realtors, Builders and other Real Estate professionals.

Qualifications

Minimum 3 years of mortgage loan origination experience required; 5 years preferred.
• Thorough understanding ofunderwriting criteria and guidelines.


• Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending.


• Strong computer skills and competence in Microsoft Office.


• Experience with Encompass is a plus.Ability to work independently and analyze financial information


• Must have professional appearance and demeanor at all times.


• Excellent verbal and written communication skills are required, as this position will interact with consumers, referrals sources, internal bank employees and business line management.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. The Mortgage Loan Originator will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Education

• High School Diploma or equivalent.

Special Instructions to Candidates

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.


• Please view Equal Employment Opportunity Posters provided by OFCCPhere.


• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)


• Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e-mail atemployment@citynational.com.