Food and Agribusiness Credit Officer at Careerbuilder in Lakeville, Minnesota

Job Description:

Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture!


Tell me more about this opportunity.


Position Overview:
This position analyzes new credit requests, makes loan servicing decisions for existing clients and performs other essential credit duties, as well as completing the financial analysis and underwriting on a variety of industries throughout the United States. Credit decisions are made based on targeted credit quality levels and volume/growth levels set by executive leadership. The individual approves or denies requests within their delegated authority with a majority of the time being spent on completing analysis for large, complex loans, and communicating with internal and external team members.


Essential Functions:

• Analyze financial and supporting documentation submitted for formal and informal lending and servicing requests.


• Identify, communicate and assist in the collection of financial information required to process lending and servicing requests.


• Approve, decline or escalate credit decision to higher authority levels as required.


• Determine appropriate level of analysis and due diligence required based on credit risk.


• Effectively communicate credit decision, terms, conditions and findings through a formal narrative write-up.


• Establishes loan conditions and closing requirements for approved actions.


• Proactively monitor lending portfolio and loan performance for the organization and provide direction for loan classification.


• Monitor interim financial reports, borrowing base certificates, compliance certificates and other reports to monitor loan compliance.


• Meet with clients to provide quantitative assessments of financial performance in relation to internal lending. This will often include credit counseling and financial solution options.


• Determine how to structure stressed credits to meet internal lending requirements, client expectations and growth objectives.

Minimum Qualifications & Required Knowledge, Skills and Abilities:

• Bachelor's degree in Ag Business, Finance, Economics or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.


• 5+ years of experience in a financial institution.


• Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit.


• Solid knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices.


• Solid knowledge of loan products, services, and credit operations.


• Solid understanding of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, monitoring and reporting.


• Requires solid interpersonal, collaboration, communication, team building, problem solving, analytical, organizational and time management skills.


• Solid computer skills, including MS Office applications, customer relationship management (CRM) programs, internal underwriting and database systems.


• Solid decision making, negotiating and influencing skills.


• Flexible and adaptable to changing situations.


• Ability to work independently and collaboratively with other teams to achieve goals and represent the business.

Who is Compeer Financial?
Compeer Financial exists to champion the hopes and dreams of rural America. By joining our team, you will help empower those in agriculture and rural communities to achieve their goals and expand their possibilities. We embrace business agility and innovative approaches to serving our clients and communities.


Why join our team?

• Amazing team members who are passionate about serving agriculture and rural America.


• Investment in our team members' education, growth and development.


• Engagement in our communities through giving back and volunteerism.


• Flexible, collaborative and dynamic work environment.


• Great benefits:
  
  
  • Medical, Dental, Vision insurance
  
  
  • 401K (3% Compeer contribution & up to an additional 6% match)
  
  
  • Paid time off (vacation, sick leave, holidays, volunteer time)
  
  
  
  

Find out why our team members choose Compeer Financial by watching this video.


How do I apply?
Qualified candidates, please apply online at www.compeer.com/careers.


Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.


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