Underwriter III at JPMorgan Chase Bank, N.A. in Wheaton, Illinois

Job Description:

Review policy and/or pricing exceptions and assist in daily operations. You'll structure decisions to maximize profit and enhance dealer relationships. You'll also decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved. You'll meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics. You'll coordinate with indirect Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort. You'll also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you'll provide prompt, accurate responses to all internal and external customer inquiries.

Responsibilities:

• Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations

• Review policy and/or pricing exceptions and assist in daily operations

• Structure decisions to maximize profit and enhance dealer relationships

• Decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved

• Meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics

• Coordinate with indirect Relationship Managers and assist with ongoing business development via telephone and through a scheduled outside calling effort

• Initiate sales calls via telephone, and where appropriate, prepare written follow-up

• Provide prompt, accurate responses to all internal and external customer inquiries

Qualifications:

• Five years of credit experience, with Auto Finance experience required

• Excellent verbal and written communication skills

• Strong problem solving, organizational, negotiation, and interpersonal skills

• Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending

• Comprehensive knowledge of indirect loan and lease programs, bank products, and services

• PC literate with a good working knowledge of common application software

• Results-oriented with a high level of personal initiative and proven leadership ability

• Sub-prime lending experience is preferred

• Experience reviewing credit bureau reports required

• Sales experience preferred

REQUIRED: ROTATING SATURDAYS (SHIFTS VARY FROM 9-6, 10-7, OR 11-8)Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans