Underwriter- Small Business at Chubb in Charlotte, North Carolina

Job Description:

Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.  

We are looking for a candidate who is highly motivated to succeed and is results oriented.  Candidate must have experience in multi-line package underwriting.  The lines of business included on the platform include but are not limited to: BOP, Commercial Auto, Workers Compensation, and Umbrella.  The position underwrites newline and renewal accounts submitted through the online platform.  

Major Duties & Responsibilities:

• Evaluates, accepts, rejects, or modifies risks within established underwriting guidelines and authority.  Complies with company policies, procedures & rating plans when evaluating and managing risk.


• Ability to sell and negotiate to achieve bottom line profitability for the Company.


• Provides primary communication and direction for all processing requirements including policy issuance instruction, endorsement requests, billing requirements and audit review.


• Maintains service standards by timely response to broker requests and timely receipt of collateral and agreements in addition to meeting deadlines on submissions of quotations, certificates and/or policies.


• Performs other duties as required to best serve customer, team and management needs.

 Requirements:

• 3-5 years of underwriting experience.


• Must possess a strong commercial casualty risk underwriting skill and competence with the ability to handle small risks.


• Strong Interpersonal skills—ability to establish trust and effective working relationships with others—both external and internal customers.


• Strong Communication Skills, including the ability to listen effectively; to confidently and diplomatically express opinions and voice concerns with other team members; and to present effective written communication to varied audiences.


• Ability to work in and promote a team oriented environment.


• Ability to use company’s commercial rating and policy issuance systems and software programs (MS Word, Excel) needed to conduct daily business.


• Self-motivated; must be able to work independently and make logical decisions.


• Demonstrate initiative as evidenced by ability to organize and prioritize work.


• Travel -- <10% may be required.


• College level degree—Bachelor of Science or Bachelor of Arts degree.

Desired Qualifications:

• Small commercial experience.


• Strong people and relationship skills.


• Proven business developer with entrepreneurial mindset.

Chubb strives to offer a diverse and inclusive and rewarding work environment.  Teamwork and mutual respect are central to how Chubb operates and we believe the best solutions draw upon diverse perspectives, experiences and skills.  We operate in such a way where everyone, regardless of their singular background has the opportunity to contribute to our collective success.