Small Business Lending Associate at The Washington Trust Company in Warwick, Rhode Island

Posted in Other 9 days ago.

Job Description:

Small Business Lending Associate

Washington Trust Centerville Road, 236 Centerville Road (Rte. 117), Warwick, Rhode Island, United States of America
Req #694

Wednesday, June 9, 2021

Washington Trust is a special place because of our people. We believe employees who are valued, recognized, rewarded and empowered will achieve personal and professional goals. We hire the best people in the business and are always looking for professionals who will uphold our core values of quality, integrity and community.

The Washington Trust Company is seeking ahighly organizedindividual with strong computer and communication skills and the ability to interact with both customers and Lending Officers regarding confidential loan information. This position is based out of our Centerville Road office in Warwick and supports our busy Small Business Lending Underwriting Team of professionals.


  • Maintain all credit files, both paper and electronic. Properly filing data into files in a timely manner.

  • For loans up to $250,000 originated primarily from the branch network or other sources, ensure that completed loan packages are received from prospective borrowers. Communicate with potential customer to follow up regarding missing documentation from the loan application as needed.

  • Maintain a log of completed applications and dates received for Reg B purposes. Log will also ensure efficiency of completing decisions on applications in a timely manner, and tracking HMDA and CRA insurances, etc. through the electronic loan system Credit Track.

  • Score renewals, set up new UCC-1 with closing or UCC-1 renewals both through CT Lien Solutions.

  • Interact closely with other departments within the bank (Loan Operations, Retail, Risk, Wealth Management, Compliance, Etc.)

  • Generate delinquency reports, daily securities based collateral reports, financial request letters, flood calculation forms, Small Businessmodification agreements, etc. Eventually train to prepare loan closing documentation through the Finastra/Harland loan documentation system.

  • Assist Loan Officers on reporting and preparation of information needed for the approval and renewal approval process.

  • Customer Process / Debit / Checks (Varies from recording loan payments to customer processing fees). Eventually will assist processing loan closings.

  • Be the WTC liaison for Vantiv, the WTC vendor for merchant servicing.

  • Various administrative duties as required to assist with the function of this department.


  • Bachelors' Degree preferred.

  • Previous experience and knowledge of commercial loans and bank systems a plus.

  • Ability to work quickly, independently, and in a highly organized manner on simultaneous projects.

  • Proficient Word/Excel skills. Possess the ability to learn and become proficient in computer systems such as CT Lien Solutions and Global Wave/Credit Track.

  • Knowledge of commercial loans and internal bank systems is preferred.

  • Must be professional, confident, and comfortable in speaking with bother external and internal customers.

Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan. We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth. Apply today and find out why we have been voted one of the Best Places to Work in Rhode Island since 2011!

The Washington Trust Company, and each of its subsidiaries and affiliates are committed to cultivating and promoting a diverse and inclusive workforce. We seek to provide an environment of equal employment opportunity and advancement to all employees and applicants. It is our policy to provide equal employment and advancement opportunities without regard to race, color, ethnicity, age, religion, gender, pregnancy/childbirth, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, or any other category protected by federal, state and/or local laws. Click Here to view "EEO is the law poster". For additional information, please Click Here for EEO supplement poster.

Other details

  • Job Family
    Senior Clerical

  • Job Function

  • Pay Type

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  • Washington Trust Centerville Road, 236 Centerville Road (Rte. 117), Warwick, Rhode Island, United States of America

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