Senior Operations Analyst - ACH Payments at Banc of California in Santa Ana, California

Job Description:

Senior Operations Analyst - ACH Payments

JOB.DESCRIPTION

ESSENTIAL KNOWLEDGE, SKILLS, AND ABILITIES:

• Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA).


• Accredited ACH Professional is preferred but ACH Certify is a MUST


• Familiar with NACHA rules, Reg E, Reg CC, Reg DD and Federal Reserve Processing


• Experience with ACH returns, reversals, deceased customers, reclamations, disputes, originations, NOC’s etc.


• Ability to multi-task.


• Ability to understand and follow basic instructions and guidelines.


• Ability to work with general supervision while performing duties.

EDUCATION, EXPERIENCE AND/OR LICENSES:

• High School Diploma required.


• Bachelor’s Degree preferred.


• At least 5+ year of work experience with ACH and banking operations


• Accredited ACH Professional (AAP) NACHA Certification preferred.


• Strong knowledge of NACHA rules and guidelines and banking regulations.

Salary: