Residential Mortgage Loan Officer at Willamette Valley Bank in Spokane, Washington

Job Description:

Residential Mortgage Loan Officer

A Residential Mortgage Loan Officer Willamette Valley Bank Home Lending is not a number, but a #hashtag  We are a performance and purchase driven production team. Being a local Community Bank allows the mortgage loan officer to be a part of the #WVBKfamily along with their borrowers. WVBK is mortgage focused with the “GIVENS” of competitive pricing, a variety of loan programs, exceptional marketing, great technology and the best customer loan experience!  What sets us apart is how we have year over year increased each mortgage loan officers production with our unique tools and effective coaching. If you have the strong desire to work hard and want earn over $100,000 per year we are the Home Lending team for you.

1. Highly competitive commission only compensation structure


2. WVBK 401K with voluntary company match


3. Kings Court Stock award incentive per year


4. Growth opportunities for you and your team


5. Comprehensive Health Benefits (medical, dental, vision, WVBK Paid life insurance and long term disability)


6. Encompass LOS with mortgage production customization screens


7. Optimal Blue for mortgage pricing and locking


8. Loan Officer yearly Action Planning with WVBK Business Development Team


9. Xtreme Open House Experiences to deliver better relationships with your Realtor Partners


10. Realtor Outreach Presentations

Duties and Responsibilities: Develop knowledge of WVBK loan products, policies, procedures and underwriting requirements but most importantly become part of the family. Develop and maintain a professional image for WVBK and your marketplace. Develop and grow successful relationships with business referral sources. Collect and analyze customers financial and credit information to determine mortgage financing options. Willingness to accept feedback and coaching, excited to get out of your own comfort zone to earn success. Adheres to the minimum required production standards as communicated by mortgage management.

Key Accountabilities: Follow industry news and information, be involved in your community. Understand the new types of mortgage products and other financial services to help meet your customers’ needs. Deliver an extraordinary client experience by listening first and staying in complete and honest communication both verbally and through written or electronic means. Commitment to excellent customer service, attendance at company sales meetings. Fostering a positive and proactive work environment for your team. Taking the time to make sure you have full, complete and accurate loan application, ability to analyze and comprehend financial data. Comply with and follow all applicable policies and procedures as well as governing laws and regulations. This includes but is not limited to: performing all assigned duties under the WVBK compliance programs and related laws and regulations. Successfully completing all mandatory compliance training as assigned in a timely manner.