HMDA Compliance Specialist, WI, IL, MN Remote at Associated Bank in Green Bay, Wisconsin

Job Description:

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants with a disability who need assistance applying for a position with Associated Bank are asked to email: careers@associatedbank.com

Job Summary

Under general direction from the Residential Lending Compliance Manager, apply HMDA policies and procedures required to maintain an acceptable level of regulatory compliance based on criteria set forth by Corporate Compliance or the Legal Department. Maintain a good working knowledge of the requirements of the Home Mortgage Disclosure Act (HMDA). Stay up-to-date with the bank's lending practices and procedures in order to perform a thorough and accurate analysis of loan files. Coordinate with various departments within the Bank to resolve any inconsistencies in loan data to ensure accuracy in reporting of HMDA data. Ensure the HMDA LAR is accurate within thirty calendar days after the end of each calendar quarter.

Job Accountabilities

• Complete and/or participate in compliance reviews for Residential Lending, including system testing and validation.


• Maintain general familiarity with compliance laws and regulatory requirements to ensure department initiatives and product offerings are in compliance with applicable requirements. Work with Corporate Compliance to ensure regulatory compliance.


• Work with internal departments related to reviews or testing and assist management in preparing formal responses to noted items and in establishing corrective actions.


• Effectively monitor and ensure the accuracy of the processes and procedures from the Residential Lending Division. Act as a liaison with the necessary departments to review and when applicable correct all edits/exceptions noted.


• Effectively implement department policies and procedures to noted exceptions, issues or findings from Corporate Compliance reviews or external regulatory examinations.


• Assist in development, presentation and implementation of department training related to compliance initiatives which result in new/modified policies, procedures or processes.

Education

• Bachelor's Degree or equivalent combination of education and experience Accounting, Finance, or Business Required

• 2-4 years Compliance, mortgage lending, loan review, underwriting, processing or general banking experience Required

Compliance Statement

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated’s anonymous Ethics Hotline.

Associated Bank is committed to working diligently with any colleague who needs an accommodation perform the essential functions of the job. Please contact the Leaves & Accommodations office to request an accommodation.