Post Closer 2 at ALCOVA Mortgage in Roanoke, Virginia

Job Description:

POSITION SUMMARY

The Post Closer 2 reviews loan documents for compliance, completeness, and accuracy. Obtains missing information, prepares files, and provides support to internal and external customers. Utilizes standard concepts, practices, and procedures well known within the mortgage industry.

DUTIES AND RESPONSIBILITIES

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

1. Review closed loan packages for accuracy and completeness.

2. Communicate with settlement agents, brokers, and other counterparties to obtain missing information and documentation for the closed-loan package.

3. Inputs information into Encompass, Federal Housing Administration (FHA), Veterans Administration (VA), and Mortgage Electronic Registration System (MERS) programs.

4. Contact Closing Attorneys, Underwriters, Loan Officers, Processors, and/or other applicable parties to resolve issues in loan files and obtain appropriate documentation.

5. Revert to Processing Department for any missing documents needed.

6. Perform Housing and Urban Development (HUD) and Closing Disclosure (CD) reviews and provide specific documents to closing agents to allow funding authorization.

7. Communicate effectively with all parties involved in the process.

8. Coordinate with the Lender and Escrow company/companies on final loan documents if any errors occur.

9. Follow-up and manage trailing documentation within the specific timeframes provided.

EDUCATION, LICENSURE, EXPERIENCE, AND COMPETENCIES

1. High school diploma, or equivalent.

2. Knowledge of Encompass software helpful.

3. Highly motivated, ambitious, and driven to succeed.

4. Trustworthy, honest, and displays a high-level of integrity.

5. Ability to work effectively in a team environment.

6. Strong attention to detail and accuracy.

7. Effective written and verbal communication skills.

8. Ability to identify and resolve problems in a timely manner.

9. Ability to apply basic mathematical concepts such as adding, subtracting, multiplying and dividing.

10. Able to understand and respond appropriately to basic inquires.

11. Able to read, write, and communicate using the English language sufficient to perform job functions.

12. Ability to use Company equipment in assigned areas (including but not limited to telephone, copiers, scanners, fax machines, computers, internet, etc.)

13. Able to access, input, retrieve, and interpret information using applicable computer systems (including, but not limited to, Microsoft Word, Excel, Outlook, industry-specific computer software, etc.)

14. Able to multi-task (e.g., simultaneous usage of several software applications, etc.).

15. Well-versed with keyboard shortcuts and able to identity new ways to complete a task in less time.

16. Relies on limited experience and judgment to plan and accomplish goals.

17. Works well under general supervision.

18. Able to handle deadlines and working within banking guidelines.

19. Able to recommend ways to improve post-closing processes.

20. Compliance with all Bank Secrecy Act (BSA), Anti-Money Laundering (AML) laws, and Office of Foreign Asset Controls (OFAC) requirements is required. Employee must complete annual training in these areas.

Apply Now