Loan Officer at Cape Fear Farm Credit in Clinton, North Carolina

Job Description:

JOB DESCRIPTION



Who is Cape Fear?

Headquartered in Fayetteville, North Carolina, Cape Fear Farm Credit offers career opportunities throughout Southeastern NC. Our mission of being the lender of choice to all of agriculture and our rural communities is at the heart of what we do each and every day. We service the needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our customer-owners. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.


Be a Servant
Be Better
Be Gritty
Be Open & Inclusive
Be Present
Be Well


At Cape Fear Farm Credit, you would be part of one of the nation's strongest and most respected financial institutions. Through your work, you would contribute to feeding, clothing, and fueling the world by supporting agriculture and rural America.


Commercial Loan Officer - Clinton, NC


Cape Fear Farm Credit is seeking a Commercial Loan Officer at our location in Clinton, NC. In this role, the Loan Officer will work independently to originate and service loans, market financial services, and develop strong working relationships with our customers, while growing our business in their assigned territory. This Loan Officer will service a loan portfolio size of approximately $50-65MM. This role will report to the Branch Manager.



How you will impact Cape Fear Farm Credit:


• Actively participate and seek lending relationships with existing customers and new customers
• Coordinates applications for branch-referred new and existing customers
• Develop and analyze all types of credit information
• Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
• Evaluate risk of loan transactions and assign probability of default and loss given default, ensure credit quality
• Ensures loans are in compliance with Association's policies and procedures
• Collaborate effectively with team members and neighboring departments
• Remain active in community and industry events
• Demonstrate a commitment to fair lending practices
• Build and maintain a positive working relationship with others to enhance the Association's reputation in the market



What you need to succeed:


• Education and/or experience equivalent to Bachelor's degree in business, finance, accounting or agricultural economics
• Strong interpersonal, sales, negotiating and problem solving skills
• Detail oriented and excellent communication (oral and written) skills
• Computer experience with intermediate skills in Microsoft Office and Outlook
• Travel within Cape Fear Farm Credit's territory and outside the territory for training from time to time
• Agricultural background preferred
• Lending experience preferred


What we offer:

• Competitive pay
• Comprehensive benefits
• Company-matched 401k
• Commitment to training and professional development
• Meaningful work that allows one to make a difference
• Opportunities for work-life balance
• Strong company culture