Credit Analyst II - Mokena, IL at Wintrust Financial Corporation in Mokena, Illinois

Job Description:

Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.

Why join us?

• An award-winning culture!  We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years)


• Competitive pay and annual discretionary bonus eligible


• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few



• Family-friendly work hours



• With 175+ community bank locations, we offer opportunities to grow and develop in your career


• Promote from within culture

​Responsibilities:

• Responsible for analyzing and commercial, business and/or personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing commercial credit facilities.


• Participate in and present summary reports for bank, business unit leadership. Key Accountabilities:


• Analysis of increasingly complex commercial credit requests including credit and financial information of business and individuals to determine the degree of risk associates with the extension of credit.


• Prepares and conducts Credit Approval Presentations (“CAPs”) including summarizing and reporting trends and presentation to Bank’s Credit Committees.


• Manages due diligence and loan documentation efforts including colleterial analysis of current and prospective customers.


• Responsible for loan monitoring and testing requirements.


• Assist in the closing of loans and reviewing and maintaining credit files and compliance reviews.

Qualifications:

• Bachelor’s degree in Finance or Accounting is preferred


• 1 - 3 years of relevant credit administration / commercial analysis experience


• Effective analytical and problem-solving skills to identify credit strengths and weakness and form conclusions and recommendations.


• Understanding of financial ratios and cash flow analysis to underwrite credit opportunities


• Proficient in Microsoft applications, including Word, Excel and Outlook

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.