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Assistant Vice President & Actuary at Guardian Life Insruance in Bethlehem, Pennsylvania

Posted in General Business 30+ days ago.

Type: Full-Time

Job Description:

Position can be located in Bethlehem, PA or Remote Opportunity Available

Position Summary:

This position will be responsible for managing the performance of the Long Term Disability, Short Term Disability, State Mandated Disability and Family Medical Leave blocks of business. Management will include pricing, product development support, reinsurance evaluation and experience review in addition to adhering to regulatory requirements.


  • Own the development and updating of LTD, STD and SMD manual rates

  • Evaluate pricing for state and national Family Medical Leave products

  • Educate Underwriting and Field on Disability manual rates

  • Conduct annual manual rate reviews to reflect most recent experience and expectations in pricing

  • Collaborate on renewal formulas to optimize persistency and set adequate rate levels

  • Evaluate experience rating formulas and processes to ensure accuracy and efficiency

  • Assist with ongoing experience reporting and forecasting

  • Improve experience analysis to better understand how the business is operating and trending

  • Work with the product team on all product changes, including the pricing impact of new benefit options and plan designs

  • Review underwriting guidelines to ensure adequate and competitive risk control

  • Provide input to review reserve assumptions and calculations to ensure accurate claim reporting

  • Assist with the evaluation of reinsurance programs

  • Work with Claims, providing input on claims practices including potential changes

  • Facilitate rate filings through the Guardian channels and state insurance departments

Reporting Relationships:

This position reports to the Second Vice President, Group Pricing who, in turn, reports to the Vice President, Core Market and Dental Leader. This position directly manages an Actuarial Fellow and an Actuarial Assistant in Group Pricing. Functional Skills:

  • Deep understanding of group pricing practices

  • Robust analytical and technical skills

  • Disciplined execution and delivery approach to business problems

  • Strong communication skills, both verbal and written

  • Ability to communicate pricing analyses to technical and non-technical audiences

  • Manages multiple projects with multiple deliverables simultaneously

  • Adapts to changing business priorities and environments

Leadership Behaviors:

  • Balances risk with growth opportunities

  • Maintains a strong external focus: customer, industry and regulatory

  • Fosters a culture where diverse thoughts, experiences, and backgrounds are valued and celebrated

  • Actively coaches, develops and rewards team members

Position Qualifications:

  • Bachelor's degree required

  • FSA (Fellow of Society of Actuaries) preferred but will consider strong ASA candidates

  • Seven or more years of actuarial experience

  • Experience with Group Insurance, particularly Disability

  • Strong Microsoft Word, Excel, PowerPoint skills

  • Prefer data visualization experience


Travel to Bethlehem, PA office will be required as needed. Industry conference or training - SOA meetings, GUAA, etc.

About Guardian:

Every day, Guardian provides Americans the security they deserve through our insurance and wealth management products and services. Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. Today, we're a Fortune 250 mutual company and a leading provider of life, disability, dental, and other benefits for individuals, at the workplace and through government sponsored programs. The Guardian community of 9,500 employees and our network of over 2,700 financial representatives is committed to serving with expertise when, where and how our clients need us. Our commitments rest on a strong financial foundation, which at year-end 2018 included $8.5 billion in capital and $1.6 billion in operating income. For more information, please visit or follow us on Facebook, LinkedIn, Twitter and YouTube.

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Guardian® is a registered trademark of the Guardian Life Insurance Company of America.