Credit Associate Underwriting (Consumer) at CIT Group LLC in Jacksonville, Florida

Posted in Other 20 days ago.

Job Description:


Founded in 1908, CIT (NYSE: CIT) is a financial holding company with approximately $50 billion in assets as of Dec. 31, 2017. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has approximately $30 billion of deposits and more than $40 billion of assets. CIT provides financing, leasing, and advisory services principally to middle-market companies and small businesses across a wide variety of industries. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A. For more information, visit


  • The Credit Associate will be responsible for reviewing and analyzing client financial data to determine creditworthiness
  • Responsibilities will include the review of both commercial and personal owner data in order to make sound credit decisions
  • In addition the Credit Associate will need to be able to review company bank statements and be able to analyze Tax Returns at a high level to identify known risks
  • The Credit Associate will be responsible for managing daily queue activity to ensure that service level agreements are met
  • Daily responsibilities will also include assisting the funding/operations team on back end risk items as well as acting as a general resource for Sales, Funding, and Credit departments


  • Bachelor's degree in Business, Finance, Economics or other related field is strongly preferred
  • Minimum of 2 years of work experience as a credit underwriter in the equipment leasing industry or in a credit related role in the finance/banking industry
  • Experience evaluating consumer and commercial credit bureau reports
  • Demonstrated success in college, if applicable. Demonstrates initiative/confidence and is decisive
  • Ability to make effective, timely and sound recommendations and decisions on credit requests
  • Ability to analyze data and complete a trend analysis
  • Ability to work effectively in a self-directed, team-based environment.
  • The ability to develop a good working relationship with sales/marketing personnel and customers
  • Exceptional analytical and financial analysis skills and the capacity to quickly learn and apply credit assessment policies and procedures
  • Demonstrates excellent verbal/written skills, interpersonal skills, analytical and problem solving skills
  • Strong computer skills
  • Knowledge of credit scoring preferred