Mortgage Underwriter II - Jacksonville, FL at JPMorgan Chase Bank, N.A. in Jacksonville, Florida

Job Description:

The qualified candidate will underwrite and apply necessary conditions to ensure the borrower meets program specifications. As an Underwriter II, you will have working knowledge of residential mortgage underwriting guidelines and be responsible for the analysis of submitted files for repayment capacity, capital/assets, character, collateral and property condition, while adhering to Chase credit policies and investor/agency guidelines. Underwriters support and uphold fair

lending practices of JPMorgan Chase, and are responsible for productivity targets ensuring the highest quality and level of customer satisfaction.

Knowledge and experience:

• Minimum of 3 years' experience as a residential mortgage underwriter

• Thorough knowledge of complex personal and business financial analysis and an expertise in tax return, balance sheet analysis including cash flow and self-

employment income analysis.

• Demonstrated expertise of Conventional or Government or Jumbo lending guidelines.

• Thorough knowledge of Mortgage Insurance policies

• Excellent analytical and decision making skills

• High school diploma or equivalent required

• College degree in business and/or equivalent work experience

preferred

• Government designations preferred (VA Credit, VA LAPP, and FHA DE)

• Knowledge of Federal and State regulatory requirementsChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans