Posted in Other 30+ days ago.
Type: Full Time
Residential Mortgage Loan Processor
US-MD-Columbia | US-PA-West Lawn | US-PA-Bethlehem | US-PA-Philadelphia | US-PA-Lancaster
# of Openings
The Bell Building
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company and every success we experience begins with them. We hire team members who raise the bar, who are collaborative and inclusive, who build relationships, and who are looking for a long-term career with Fulton Bank. We strive to promote a culture of work-life balance, to unplug and recharge to be your best self, at work and at home.
The primary responsibility of this position is to collect, assemble, validate and submit residential mortgage loan documentation through established systems while supporting Mortgage Loan Officers, customers and realtors. Incumbents in this position will execute assignments of a higher degree of scope and complexity relative to assignments of the entry level position.
This position can be located in Wyomissing, Bethlehem, Philadelphia, our corporate headquarters in Lancaster, PA or Columbia, MD. There is also the potential for 50% remote work.
The hours are 8:00-5:00 Monday-Friday
Process residential mortgage loan types of a higher complexity level relative to the entry level position that may include conforming conventional, non-conforming, government and housing agency loans, analyze for completeness while adhering to appropriate investor guidelines and coordinate timely submission to underwriting and closing
- Review, evaluate and determine debt-to-income and loan-to-value limitations, research and document source of large deposits and ensure loan meets investor and/or product guidelines and/or requirements
- Serve as point of contact for customers, resolve questions or concerns, confirm required documentation and analyze file for completeness, compliance and adherence to standard mortgage regulations, underwriting and investor guidelines, communicate underwriting decisions and issue commitment letters
- Serve as liaison between Loan Officers and Underwriters, track monthly closings to meet sales, customer and regulatory expectations for loan events and ensure data for Home Mortgage Disclosure Act (HMDA) reporting is complete and accurate
- Provide accurate and timely coordination of redisclosures including but not limited to loan estimate as necessary
High School Diploma or the Equivalent Experience. (Required)Experience
3 or more years Mortgage Banking. (Required)
2 or more years Residential Mortgage processing. (Required)
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
Fulton Bank (\\"Fulton\\") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Need help finding the right job?
We can recommend jobs specifically for you!
Click here to get started.