Remote Underwriter III - Full time Work From Home, Permanent -ANY LOCATION in US at JPMorgan Chase Bank, N.A. in Houston, Texas

Job Description:

Chase is seeking experienced Mortgage Underwriters with lending authority for permanent Remote Work At Home Underwriting roles. Ability to be located from any Remote Location within the United States, and ability to work from home full time permanently.

As a Remote Underwriter, you will be responsible for the analysis of submitted file for Capacity, Capital, Character, Collateral, and Condition. This includes ensuring that loan request meets program and product specifications or counter-offer to different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality, and customer satisfaction, and perform second review of contract underwritten denials.

• Minimum of five years first mortgage underwriting experience

• Excellent analytical and decision making skills

• Strong verbal and written communication skills

• Ability to communicate well in difficult situations

• Strong negotiation skills

• Thorough knowledge of complex personal and business financial analysis and is proficient at cash flow and Adjusted Growth Income (AGI) self-employed income analysis and corporate tax returns.

• Current lending authority

• Demonstrated experience in underwriting both manually and through the use of automated underwriting systems.

• Thorough knowledge of Mortgage Insurance policies

• Capability to engage in video conferencingJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans