Collateral Underwriter 2 at Wells Fargo in Charlotte, North Carolina

Posted in Other 4 days ago.





Job Description:

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.  In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience. 

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. 

Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending, Auto, Credit Cards, Retail & Merchant Services, Personal Lending, Consumer Lending Control, and Consumer Lending Shared Services. 

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit.  The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices as well as online and digital channels.

Responsible for reviewing, analyzing, and decisioning collateral for moderately complex consumer requests. Ensures products meet company and industry guidelines; may include suspending collateral decision until deficiencies are resolved.

Depending on division, functions may include: 
Review and decision of collateral valuations, condo and co-op project reviews, insurance, budgets, financials, title policies, Conversion documents and other supporting documentation to approve requests within decisioning authority levels
Assisting with the calculations and preparation of reports for review
Works with internal and external business partners to gather information to make appropriate decisions provides quality oversight and mitigates collateral and program risk for our borrowers and our organization

Required Qualifications

  • 2+ years of experience in credit or collateral underwriting or 3+ years of experience in one or a combination of the following: loan processing, origination, or closing

Desired Qualifications

  • Mortgage industry experience
  • Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
  • Strong analytical skills with high attention to detail and accuracy
  • Excellent verbal, written, and interpersonal communication skills
  • Knowledge and understanding of mortgage origination: applications, processing, and closing

Job Expectations

  • This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.

Salary Information

The salary range displayed below is based on a Full-time 40 hour a week schedule.

NC-Charlotte: Min: $41,800 Mid: $58,000 Max: $74,200
MN-Shoreview: Min: $41,800 Mid: $58,000 Max: $74,200
MN-Minneapolis: Min: $41,800 Mid: $58,000 Max: $74,200
AZ-Chandler: Min: $41,800 Mid: $58,000 Max: $74,200

Street Address

NC-Charlotte: 1525 W Wt Harris Blvd - Charlotte, NC
MN-Shoreview: 1801 Parkview Dr - Shoreview, MN
MN-Minneapolis: 2650 Wells Fargo Way - Minneapolis, MN
AZ-Chandler: 2850 S Price Road - Chandler, AZ

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits
 

Visit https://www.wellsfargo.com/about/careers/benefits  for benefits information.