Job Description:

Residential Loan Processor

Overview

The primary responsibility of this position is to ensure the proper processing of all residential loan types from time of application through approval and thereafter closing of the loan. Performs pre- funding and post-closing reviews and verification of loan collateral. Uploads closed loans onto loan systems. Adheres to bank's residential loan procedures and investor's loan and documentation policies and guidelines.

Qualifications

Eight to ten years of experience in residential mortgage loan processing.
• General knowledge of loan documentation and post-closing review.


• Recent Encompass and Processing Experience.


• Knowledge of collateral control, loan servicing requirements, compliance and secondary markets.


• Basic knowledge of related compliance regulations such asRESPAA, Fair Lending,HMDAA, etc.


• Basic knowledge of Bank operations, products and services; related state and federal laws and regulations, and other Bank operational policies and procedures.


• Able to manage high volume of activity and maintain production goals.


• Able to work in a team environment.


• Proficient in MS Office: Word, Excel, and Outlook.


• Industry related education a plus.


• Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions.

Education

• Bachelor's Degree in Business, Real Estate or related field preferred.

Special Instructions to Candidates

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.


• Please view Equal Employment Opportunity Posters provided by OFCCPhere.


• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)


• Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e-mail atemployment@citynational.com.