SENIOR MORTGAGE UNDERWRITER at BOK Financial in Oklahoma City, Oklahoma

Job Description:

Req ID:60506

Job Location:Oklahoma CityOklahoma CityOK

Areas of Interest:Mortgage Operations

BOK Financial (BOKF), Headquartered in Tulsa, Oklahoma, BOK Financial Corporation (NASDAQ: BOKF) is a top 25 U.S.-based financial services holding company with operations in ten states - Oklahoma, Texas, Arkansas, Arizona, Colorado, Kansas/Missouri, New Mexico, Nebraska and Wisconsin. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies. .

Base Salary Range

Bonus Type

Summary

Why work for us? Working for us you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

About the Role

You're responsible for the mortgage credit risk associated with underwriting the most complex conventional and government residential mortgage loans and ensuring the highest level of credit quality by making sound and well-documented underwriting decisions based on a thorough knowledge of the banks' and the secondary markets' policies and guidelines and an in-depth analysis of loan documentation and data.

What You Can Expect

You'll ensure adherence to various investor's guidelines and state and federal government regulations and make credit risk decisions in timely and decisive manner while maintaining and managing an underwriting pipeline to achieve service level agreements. You'll strive for a best in class customer service with a 'what can I do' approach to personal accountability and act as the mortgage credit risk and underwriting subject matter expert. You'll create loan level solutions through problem solving, analyzing complex loan scenarios and researching and answering underwriting questions. Challenging the status quo is appreciated and encouraged by making recommendations on improving the mortgage credit risk and underwriting process, procedure and policy.

Team Culture

The team works collaboratively and learn and grow by bouncing ideas of one another. Your success is the success of the collective team. Things change constantly and it's hard to keep up with everything. The spirit of the team is to have your back. If one person is having a hard time making a decision they will get in a huddle and discuss ideas and experiences. There are subject matter experts for all areas to provide help or insight.

How You'll Spend Your Time

• You'll ensure loans meet all bank, investor, federal, state and local policies, guidelines and regulations.


• You'll provide support and technical assistance to other underwriters, management, mortgage bankers, loan processors, and loan closers in order to increase production, improve quality, enhance efficiency, and maintain superior customer service and challenge the status quo by making recommendations on improving the underwriting process, procedures and policy.


• You'll maintain a thorough knowledge of market conditions in the geographic areas where mortgage loans will be originated and a complete understanding of all bank and secondary market policies and guidelines, staying current on all changes and updates to these policies and guidelines.

We'd Like to Talk to You

COMMUNICATION: You'll need exceptional verbal and written communication to express yourself clearly and concisely.

RELATIONSHIP BUILDER: You can relate to any audience and build trust by leveraging your strong interpersonal skills and a high level of integrity.

RESULTS ORIENTED: You'll consistently maintain high levels of productivity, solve challenging problems, work with ambition, efficiency, and determination to meet and/or exceed goals.

MORTGAGE SERVICE INDUSTRY: You will use your knowledge and experience with credit, underwriting, property review and evaluation. Familiarity with mortgage investor's guidelines to include; Fannie Mae, Freddie Mac, FHA and VA.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor's degree and 7-9 years residential mortgage loan underwriting or 15 plus years of equivalent work related experience.

HUD Direct Endorsement (DE) and VA LAPP designations are required.

BOK Financial is a stable and financially strong organization that provides excellent training and development to support building the long term careers of our employees. With passion, skill and partnership you can make an impact on the success of the bank, our customers and your own career!

Apply today and take the first step towards your next career opportunity!

BOK Financial is an equal opportunity employer. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, sexual orientation, genetic information or veteran status.

Please contact recruiting_coordinators@bokf.com with any questions.