As a credit underwriter, you'll use your commercial or business credit training to assess the credit worthiness of customers while facilitating portfolio growth and mitigating loss.
Structure transactions while balancing risk/reward
Utilize advanced credit skills to author concise, thoughtful analysis of relationships using appropriate structure and identifying key risks
Work proactively with internal and external contacts to ensure transactions move forward efficiently
Lead complex transactions including syndications and multi-level capital structures
Evaluate smaller relationships to evaluate risk profile and recommend simple structures that adequately protect the bank
BS or advanced degree with business focus
Completion of a major corporate or commercial bank credit training program and three years of commercial banking experience preferred
Otherwise, a minimum of five years experience in commercial banking/lending which might include credit, structuring, and marketing experience
Significant accounting and finance knowledge
Strong verbal, written, and interpersonal skills
Strong analytical and problem solving skills
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.