Prepare and send loan disclosure and adverse action documents to borrowers and lending staff.
Advise lending staff regarding lending compliance regulations and bank policy and procedures.
Support loan system administration, including compliance with all loan disclosures and closing documents.
Perform all job duties and maintain compliance with all banking acts, laws and regulations applicable to your job function.
Non-Essential Duties and Responsibilities
Create and prepare reports for the Director of Mortgage and Retail Lending or the Senior Lending Operations Officer, as requested.
Review loan files for compliance with all regulations, as well as Bank policies and procedures.
Support compliance training for all staff as it relates to lending.
Ensure that changes to policies and procedures are communicated and implemented timely.
Stay abreast of legislation, regulations and compliance issues regarding the lending function.
May make branch visits for trainings and/or meetings.
May perform a variety of clerical duties which require departmental procedures such as; sending files/documents to branches, correspondence, scanning loan documentation for uploading, etc. as needed.
Carry out additional projects as assigned.
(Required education may be satisfied by experience and/or working knowledge)
A High School Diploma or equivalent and one-year general office experience.
Physical Requirements and Working Conditions
Sitting for extended periods of time, requires close visual acuity and the ability to work and operate computer applications and equipment including copy machine, telephone, scanner or other basic business equipment. Some travel is required for training staff. The job is within the normal office environment range.
An Associate’s degree and at least one year of working in banking, lending, or a similar field. An intermediate level knowledge of Microsoft Office Suite products to include a working knowledge of Excel.
A High School Diploma or equivalent
1 year(s): One-year general office experience.
Problem Solving Ability
Dedicated: Devoted to a task or purpose with loyalty or integrity
Innovative: Consistently introduces new ideas and demonstrates original thinking
Team Player: Works well as a member of a group
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Self-Starter: Inspired to perform without outside help
Flexibility: Inspired to perform well when granted the ability to set your own schedule and goals
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)