Consumer Loan Closer at HomeTrust Bank in Asheville, North Carolina

Job Description:

Key Responsibilities / Essential Functions

• Reviews and verifies title, tax, insurance, and other documentation relative to closing transactions for accuracy and completeness.

• Expedites the clearing and curing of any identified document deficiencies.

• Prepares and sends closing packages to ensure closing dates are met.

• Coordinates with loan officers and branch personnel in scheduling loan closings.

• Mails welcome letters and adverse action letters to customers.

• Ensures deeds of trust/mortgages are recorded and liens are placed on vehicles.

• Tracks missing vehicles in vendor system.

• Performs duties related to monetary transactions and indirect contract funding, including check cutting, monetary transfers, balancing, check supply custodial, daily contract funding, daily dealer reserve payoff review, and monthly dealer reserve payout reconciliation.

Your Experience

• High school diploma or equivalent required.

• Associate degree in business or related field preferred.

• 2+ years of experience in a loan or banking operations role requiring accurate data entry required.

• Thorough knowledge of loan origination, processing, underwriting, and closing guidelines for home equity and consumer loans including vehicle, cash reserves, secured and unsecured loans.

• Knowledge of bank deposit services, loan closing and quality control processes.

• Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance.

• Excellent attention to detail, with excellent computer, communication, and organizational skills.

Work Environment, Physical Requirements

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.

• While performing the duties of this job, the employee is regularly required to talk or hear.

• Physical activity requiring reaching, sifting, lifting, finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.

DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank is an equal opportunity employer. We are committed to providing equal employment opportunities for all employees without regard to sex, race, color, religion, national origin, age, disability, sexual orientation, genetic information, or veteran status.

Experience

Required

• 2 year(s): Experience in a loan or banking operations role requiring accurate data entry required.

Preferred

• Thorough knowledge of loan origination, processing, underwriting, and closing guidelines for home equity and consumer loans including vehicle, cash reserves, secured and unsecured loans


• Knowledge of bank deposit services, loan closing and quality control processes


• Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance


• Excellent attention to detail, with excellent computer, communication, and organizational skills.

Education

Required

• High School or better

Preferred

• Associates or better in Business Administration or related field

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

See job description

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