Posted in General Business 30+ days ago.
Type: Full-Time
FNBC Bank, with headquarters based in Ash Flat, Arkansas, has an immediate opening for an experienced Chief Credit Officer. Although our home office is located in Ash Flat, the primary base work location for this position is flexible and may be based at any of our FNBC branch offices.
About FNBC Bank: FNBC Bank, chartered in 1912 as the Bank of Ash Flat, is a $600+ million-asset community bank headquartered in Ash Flat, Arkansas. We are a progressive bank with a strategic emphasis on growth. Additional office locations include Cherokee Village, Highland, Hardy, Mammoth Spring, Salem, Melbourne, Horseshoe Bend, Batesville, Mountain Home and Jonesboro.
Position Summary
Exercises risk management of the Bank’s loan portfolio, loan approvals workflow, loan documentation and credit risk management. Provides support and direction to lending staff and oversees loan policies and procedures to ensure the overall quality of the bank’s lending portfolio. Coordinates with the Special Assets team for oversight and collection of problem loans. Recommends and oversees the assignment of credit approval authorities and maintains ongoing control over the credit risk rating system. Coordinates with the Chief Lender in driving the credit culture and process that ensures a high quality, low risk loan portfolio. Oversees the CRA lending effort, and credit related compliance efforts. Takes a key role in the development of new credit products. Works closely with the loan production groups to ensure that credit decisions are made promptly, and credit policy is clearly communicated to facilitate good customer service. Coordinates the Bank’s credit underwriting, delinquency follow-up, and loan portfolio reporting to the Board of Directors and all appropriate regulatory agencies.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Credit Policy:
Loan Portfolio Management and Oversight:
Leadership/Supervisory Responsibilities:
Provide Leadership and management to subordinate supervisors and staff in the Credit Areas. Is responsible for the overall direction, coordination, and evaluation of the credit department. Carries out supervisory responsibilities in accordance with the organization’s policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
Compensation and Benefits:
Background and Credit Checks:
Everyone hired for an FNBC Bank job undergoes a background check of his or her criminal and credit histories to ensure that all bank employees are reliable, trustworthy, of good conduct and character. This information is obtained to determine the applicant’s trustworthiness and reliability before granting him or her access to any financial information.
Education/Work/Experience:
Bachelor’s degree (B.A.) from four-year college or university and five to seven years related experience and/or training; or equivalent combination of education and experience.
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