BSA Support Analyst, BSA at Jersey Shore State Bank in Williamsport, Pennsylvania

Job Description:

Basic Qualifications

Education/Training: 

An Associate’s degree in a related field of study is preferred; but applicable training and experience in BSA or prior banking experience may be substituted in lieu of degree.

Skill(s): 

Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; proficient analytical skills; a working  knowledge of applicable banking regulations and bank functions as they relate to regulatory or enterprise risk management; moderate computer skills; visual and auditory skills.

Experience: 

A minimum of one (1) year experience in banking is preferred.

General Responsibilities

Responsible for performing a variety of duties (as assigned) to support the corporate-wide BSA/AML activities; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.

Essential Duties

1. Performs a variety of duties to support an effective Bank Secrecy Act/Anti-Money Laundering/OFAC Compliance Program that is in line with current industry best practices, regulatory guidance and requirements of which the following are illustrative:
   
   
   1. Performs BSA monitoring procedures (as directed) in accordance with the Bank’s BSA monitoring program.
      
      
      1. Review, research, investigate, document and report suspicious account activity. 
      
      
      2. Ensure that all required regulatory reporting is conducted in a timely and accurate manner including filings for CTRs, SARs, and OFAC as necessary.
      
      
      3. Review and file Currency Transaction Reports (“CTRs”). 
      
      
      
      
   
   
   2. Assist with maintaining and reviewing the BSA/AML/OFAC monitoring system to assure that it has appropriate parameters to identify suspicious and/or fraudulent activity.
   
   
   3. Documents and organizes work in accordance with BSA departmental standards.
   
   
   4. Identifies discrepancies between actual practice, documented process, and required regulatory procedures.
   
   
   5. Assesses significance of observations and develops appropriate recommendations.
   
   
   6. Assists in preparing of reports and findings to the Risk Management Committee, Senior Management, or the Audit Committee of the Board of Directors or Compliance Committee.
   
   
   7. Expands and/or develops a sound technical knowledge and understanding of the BSA/USA Patriot Act/OFAC/FINCEN/the Anti-Money Laundering provisions. 
   
   
   8. Performs specific assignments as requested by the BSA AML Officer or Senior Management.
   
   
   
   


2. Performs specific work tasks for BSA personnel to help ensure the smooth and efficient flow of information. This will include assisting in development of training materials for BSA related subjects.


3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.


4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.


5. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed. 

Ancillary Duties

1. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.


2. Assist BSA AML Officer, Assistant BSA Officers and other BSA Department staff as needed.

Equipment/Machines

1. Automobile


2. Telephone


3. PC/Computer keyboard


4. Printer/Scanner/Copier/Fax


5. Calculator