Manager, Business Loan Underwriting at Redstone Federal Credit Union in Huntsville, Alabama

Job Description:

Job Description Summary

Under direction of the AVP, Business Solutions, plans, organizes, integrates, manages and evaluates the day-to-day activities of the Credit Union’s Business Lending Department Underwriting function; oversees and directs planning and implementation of strategic plans; ensures projects are designed and implemented efficiently and effectively; directs departmental business continuity planning to minimize risk.

Job Description

ESSENTIAL DUTIES AND RESPONSIBILITIES

Plans, organizes, evaluates and manages the work of staff within the department; utilizes resources effectively; implements plans, programs and work processes and proce­dures necessary to achieve designated results; coordinates and integrates functions within the department and across the Credit Union.

Participates in establishing business, operational and member service plans and initiatives to meet Credit Union goals and objectives. 

Provides leadership and works with staff to develop and retain highly competent, member service oriented staff through training and day-to-day management practices that support the Credit Union’s mission and strategic goals.

Establishes performance requirements and objectives for staff; monitors and evaluates their performance; provides coaching and development opportunities; finds ways to recognize performance; addresses performance deficiencies and takes disciplinary action, if warranted, in accordance with Credit Union’s policies and procedures.

Assesses business member needs and concerns; provides consultative services to business members; underwrites and processes complex loan applications; documents justifications for exceptions. 

Monitors for compliance by Underwriting staff with MBL and SBA Policies and procedures; recommends changes to these Policies and procedures, as necessary.

Cultivates and maintains constructive relationships with internal and external lead sources willing and able to make referral of new business opportunities to RFCU.

Develops and maintains relationships within the business industry; maintains sound relationships with vendors and service providers.

EDUCATION / EXPERIENCE

Bachelor’s degree in business or closely related field

Five years of progressively responsible business lending experience

Prior supervisory experience required

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by employees to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Intermittent standing, sitting and walking.


• Using hands repetitively to handle, feel or operate computers and other standard office equipment.


• Reaching with hands and arms.


• Intermittent lifting and carrying between 5 and 25 pounds.

Redstone Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status or status as an individual with disability. All qualified applicants will not be discriminated against on the basis of disability.

We are proud to be a Drug-Free and Tobacco Free Workplace.

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