Location: St. Paul, Minn. Office, with occasional travel in Minnesota and potential for hybrid work
Benefits
MCIT offers a competitive benefits package including:
Public Employees Retirement Association (PERA) pension and optional Section 457(b) deferred compensation program
Group health and dental insurance
Paid vacation and sick leave
13 paid holidays
Public Service Loan Forgiveness program eligibility: MCIT employees may qualify for this federal program to forgive student loan debt
Employer-paid short- and long-term disability insurance
Employer-paid life insurance
Optional employee-paid life and vision insurance
Free off-street parking provided
Job Description
The property/casualty claims representative (adjuster) is key to helping MCIT carry out its mission of providing cost-effective coverage to its members by appropriately adjusting claims according to the MCIT Coverage Document. The claims representative will be handling claims involving both first and third party coverages to include Commercial Property, Inland Marine, Automobile, General Liability, Public Employees Liability and Cyber.
MCIT is a joint powers government entity made up of Minnesota counties and associated public entities that pool resources to provide property, liability and workers' compensation coverage to members. MCIT offers a collaborative work environment, excellent benefits and a pension plan.
Core Responsibilities
Under the direction and supervision of the property/casualty claims manager, the claims representative:
Is responsible for investigating claims, evaluating claims, negotiating claims, coordinating defense for claims and settling claims across multiple lines of property and liability coverage.
Adjust claims within MCIT standards, industry best practices and specific member service requirements in an electronic claims system.
Typical Duties
The following are common duties of the claims representative:
Gather, analyze, investigate and document all information to determine whether a loss is covered under the terms of the MCIT Coverage Document
Evaluate exposures and establish timely, accurate, and appropriate reserves
Communicate claim activity in a timely manner to the MCIT member
Evaluate claims for potential settlement, participate in negotiations and settle claims within authorized limits
Coordinate recovery efforts for subrogation, salvage and restitution
Required Qualifications
A four-year degree from an accredited college or university in business administration, insurance or related field and two years of Minnesota property/casualty claims handling experience; OR A two-year degree from an accredited college or university in business administration, insurance or related field and four years of Minnesota property/casualty claims handling experience; OR High school diploma and six years of Minnesota property/casualty claims handling experience.
Must possess and maintain a valid motor vehicle driver's license.
Preferred Qualifications
Multiline claims handling experience with litigation management experience and a focus on commercial property and inland marine
Experience working in a paperless/electronic claims environment
Desired Qualifications
Familiarity with local government, service organizations, associations
Familiarity with principles of Minnesota municipal law and federal civil rights claims