Commissioned Loan Originator at AgSouth Farm Credit, ACA in Durham, North Carolina

Job Description:

JOB DESCRIPTION



We are seeking a Home Loan Commissioned Originator to join our Farm Credit family! This position markets and originators home loans and determines appropriate mortgage product each customer.



Responsibilities




Business Development: Develop and implement a marketing plan consistent with the association goals. Organize and promote sales plan to prospective customers and influences to build association business, stimulate loan demand, and expand market penetration. Collaborate with real estate agents, contractors/builders, financial planners, and others to attract new clients. Understand and navigate complex financial documents and close loans priced appropriately.



Compliance: Ensure sound, compliant, and complete mortgage loan application packages. Follow all federal and state regulations in regard to mortgage lending. Comply with AgSouth policy and procedures.



Requirements:

• Education and/or experience equivalent to a bachelor's degree
• 1-3 years related work experience preferred
• Ability to communicate effectively with all levels of the organization
• Ability to work independently under minimal supervision
• Strong knowledge of computers and mortgage lending software
• Understands Far Credit Reporting Act and mortgage lending rules
• Ability to travel within territory to carry our essential responsibilities of the job



Other Details:

AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.


Why AgSouth?

When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.


At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!



What can we offer you?

• Competitive compensation plan
• Medical, prescription, and dental insurance
• Flexible spending and health savings accounts
• Access to 401(k) plan
• Reimbursement for approved higher education pursuits
• A wellness program for employees, which includes resources for a healthier lifestyle
• Corporate learning programs for professional development
• Other perks, such as employee discounts on select cell phone providers, computers, etc.



ABOUT US



ABOUT US


We are an Equal Employment/Affirmative Action employer, including veterans and individuals with disabilities. We do not discriminate in hiring on the basis of age, race, color, national origin, sex, sexual orientation, gender identity, pregnancy (including childbirth or related medical condition), religion, disability, protected veteran status, or any other characteristic protected by federal, state or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at AGSHR@agsouthfc.com or by phone at (912) 764-9091 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.


Why AgSouth?


When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.

At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!


What can we offer you?


• Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering.

• Corporate incentive plan with spot bonuses for top-notch work.

• Medical, dental and vision insurance, as well as life and disability insurance.

• Flexible spending and health savings accounts.

• Generous 401(k) matching contributions, as well as additional employer contributions.

• Reimbursement for approved higher education pursuits.

• A wellness program for employees, which includes resources for a healthier lifestyle.

• Corporate learning programs for professional development.

• Other perks, such as employee discounts on select cell phone providers, computers, etc.