The position of Small Business Specialist is responsible for promoting the financial institution's services and products to community groups, nonprofit organizations, and small business borrowers, and determines and assesses their representative needs. Assists in the development of new lending products and services to meet the identified needs.
In addition, the Small Business Specialist assures compliance with all SVB policies and procedures, as well as, all applicable state and federal banking regulations.
ESSENTIAL DUTIES:
Interviews current and potential commercial/small business borrowers/depositors to assess status for current obligations and need for additional/new funds
Work with the Credit Department to evaluate upcoming renewal/extension/new financing needs and documentation required for underwriting
Serves as the point person for management of designated existing Small Business relationships including an active call program for visiting clients to assess whether or not the bank is adequately servicing their needs
Assists in the implementation and coordination of a business development call program
Manage a Call List defining the number of calls required for a designated time frame
Documenting calls, identifying needs/relationship satisfaction status and following up with other bank service providers for products required/requested
Develops and maintains a list of prospective customers, implement a scheduled Call Program and documentaqtion of the same with responsiblity to coordinate any requests originated from the call list with Credit to gather underwriting documents required and/or escalating requests to a Commercial/Ag Lender should it exceed dessignated threshold
Requirements:
MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
Bachelor's degree in business, finance or related field
Utilize MS Word, Excel and PowerPoint with a high degree of proficiency
Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
Strong knowledge of general office practices
Strong consultative sales skills
Advanced math skills
Excellent communication skills (written, verbal, listening)
Self-motivated/takes initiative
Detail-oriented and well-organized
Effective organizational and time management skills.
Ability to work independently as well as part of a team
Ability to maintain confidentiality and adhere to the institution's privacy policies
Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
BENEFITS:
Health Insurance
Short Term Disability
Long Term Disability
Life
401K
Dental
Vision
Student Loan Debt Repayment
PTO
The incumbent must be able to perform this position safely, without endangering the health or safety to him/herself or others.
Sauk Valley Bank is an Equal Opportunity Employer. Sauk Valley Bank is committed to the provision of equal opportunity employment for all qualified Persons with all job classifications in recruitment, selection and promotion without regard to race, color, religion, gender, gender identity, sexual orientation, parental status, national origin, age, disability, military status, veteran status or any other protected status. Submission of this information is voluntary and is not considered in employment decisions. This information will be kept separate from the employment file and is considered confidential
Management reserves the right to change this position description at any time according to business needs.