The Mortgage Loan Purchaser (Loan Review Analyst) will be responsible for reviewing and purchasing loans from correspondent lenders within the guidelines established by government agencies, compliance regulators and West Gate Bank.
Essential Responsibilities:
Audit correspondent credit/closing loan documents for agency requirements, regulatory compliance and WGB overlays. This includes FNMA, FHLMC, GNMA, USDA, VA, FHA and WGB Portfolio.
Update loan operating system with loan data.
Assist correspondent lenders with questions.
Prepare pended notices to correspondent lenders that identify loan deficiencies.
Other duties may be assigned.
Accountability: This position has access to and knowledge of the financial situation and personally identifiable information of customers and highly confidential/proprietary financial data of customers. The utmost discretion and confidentiality must be exercised with all data.
Work Relationship: Regular contact with internal employees, customers and external mortgage partners. Must be able to communicate in a clear, concise, and pleasant manner.
Qualifications:
Residential mortgage lending experience
Demonstrated ability to work well with people, both internally and with customers.