Posted in Other 11 days ago.
Position Purpose:
This multi-incumbent position originates, manages, and oversees the incumbents' portfolio of commercial loans with overall objective of maintaining and increasing its asset quality; to develop new and existing business relationships.
Description of Duties, Responsibilities and Expectations:
• Takes applications for commercial and/or agriculture loan business. Reviews customer financial condition by obtaining credit report and other necessary documents and assesses the customer's ability to re-pay the loan. Makes underwriting recommendations to senior lender. Completes or directs completion of all loan documents and closes loans.
• Participates in developing lending and deposit business for the Bank. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Bank's client base.
• Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.
• Collects the standard Bank fees on all loans.
• Assists in collection of past due loans.
• Assists customers with any loan-related questions and concerns.
• To independently manage intermediate or moderately complex business/commercial loan credit underwriting and loan structures.
• To produce assigned loan volume as set annually by your supervisor.
• To ensure and maintain asset quality of loan portfolio.
• To maintain an appropriate delinquency rate of loan portfolio as set by your supervisor/Bank policy.
• To collect the Bank's standard fee income on portfolio loans and the standard fee on loans sold.
• To maintain an acceptable charge-off and delinquency rate as set by your supervisor/Bank policy.
• To insure that lending operations are in accordance with established Bank policy and are legally compliant.
• To maintain a professional, courteous, and friendly atmosphere for customers and co-workers.
Requirements:Qualifications, Knowledge and Skills:
PI239894670
Rite Aid of Ohio Inc. |
Bowling Green State University |
Bowling Green State University |