Assesses local market conditions, identifies current and prospective sales opportunities, and develops forecasts, financial objectives, and business plans for the branch
Has at least years of Mortgage Experience
Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
Develops, implements, and maintains sales and profitability plans according to account management principles
Carries out major assignments affecting business operations of the employer or the employer's customers
Performs the following tasks in completion of major assignments if the branch manager is a loan originator:
collects and analyzes information regarding the customer's income, assets, investments, or debts
analyzes applicant data, credit, and collateral property value
determines which financial products best meet the customer's needs and financial circumstances
provides advice to the customer regarding the advantages and disadvantages of available financial products
markets, services, or promotes the employer's financial products
Directs all operational aspects of the branch which include distribution operations, customer service, human resources, administration, and sales in a manner that supports reaching the profitability goals
Ensures that all areas of work performance or departments are properly staffed and directed
Provides training, coaching, development, and motivation to bring out the best in each team member
Takes on the responsibility for the orientation and evaluation of all employees
Oversees branch financial management
Recommends desirable changes in the policies and goals of the branch and the organization
Assists managers in developing branch and organizational objectives as well as budgets
Communicates effectively with other branches and senior managers concerning effective practices, competitive intelligence, business opportunities, and needs
Addresses customer and employee satisfaction issues promptly
Manages the branch by following high ethical standards and complying with all government regulations
Maintains and enforces personnel policy
Regularly evaluates the effectiveness of the branch operation to ensure policies are being observed and the profitability goals of the branch, division, and organization are being achieved
Takes prompt corrective action as needed
Increases personal knowledge and expertise in business, appropriate technology, etc.