VP, Credit at Wintrust Financial Corporation in Frisco, Texas

Job Description:

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $50 billion in assets.

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)


• Competitive pay and discretionary or incentive bonus eligible


• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few


• Family-friendly work hours


• With 175+ community bank locations, we offer opportunities to grow and develop in your career


• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit


• We offer multiple opportunities for development and upward mobility

Job Description Summary

This position will require underwriting and funding primarily for renewables projects for investment grade corporate companies, municipalities, school districts and others.

What You’ll Do

• Conduct industry, business, and collateral research.


• Interact with customers in a concise and thorough manner to facilitate effective underwriting.


• Underwrite complex transactions and perform comprehensive analysis of all finance, credit, legal, and business aspects of prospective customers. 


• Prepare thorough investment write-ups and periodic reviews with recommendations that exhibit thoughtful and well-reasoned decisions.


• Coordinate all documentation, lien perfection, and closing activities associated with approved transactions while exhibiting a strong understanding of potential risks and acceptable mitigants.


• Mentor and train junior credit professionals in support of WCF’s credit guidelines.


• Work with Legal and Operations to facilitate effective transaction funding, reporting, and customer service.


• Perform customer collections and work out activities, as necessary.


• Adhere to established WCF policies and procedures.

Knowledge/Skills/Background/Experience

• Candidate should possess at least 3-5 years of prior bank or finance company experience.


• Self-starter with ability to manage credit underwritings and documentation closings under time constraints.


• Attention to detail with demonstrated ability to accurately analyze financial information and make well-reasoned business decisions.


• Ability to accurately communicate results of credit analysis in a complete and concise manner, both written and verbal.


• Familiarity with loan and lease documentation and lien perfection.  Ability to effectively negotiate documentation issues with customers and outside counsel.


• Proficient using Word, Excel, Outlook, Power Point, TValue, and SuperTrump.


• Bachelor’s degree required, course of study to include substantial exposure to finance, accounting and economics.


• Masters of Business Administration preferred.

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.