Disability Discussions: 5 Medical Conditions That Qualify You for Disability in 2020


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5 Medical Conditions That Qualify You for Disability

There are internal and external factors involved in medical conditions.

Medical conditions can impede functioning in life mentally and physically. If health disorders are not addressed, it can make the existing problem worse. 

Millions who have disabilities fail to get proper treatment because they do not have the funds for treatment. 

If you take the time to see if you qualify for disability benefits, you can have the money to take care of yourself the right way. 

This can add years to your life as well as your quality of life. 

Adults Living with a Disability

Adults who are disabled still need to be a functioning part of society like everyone else. They should have a source of income to care for themselves. 

Fortunately, the unemployment rate for people living with a disability today has declined by 0.7%.

This is thanks to the efforts of disabled people making use of their marketable skills. Even with a job, people with certain medical conditions can still qualify to receive Social Security disability.

How much you receive in disability will depend on other factors such as total income too. 

Still, unemployment rates are a problem for millions of people who are unable to find work. In these circumstances, disability may be their only source of income. 

Medical Conditions that Qualify for Disability 

Not everyone who is disabled will satisfy meeting the qualifications for Social Security disability. 

Approved conditions are added in the impairment listing manual by Disability Determination Services (DDS). It is the ultimate determining whether or not someone makes the cut for disability. 

It is required that the person diagnosed with any of these medical conditions have certain severe symptoms. Limitations on performance are also considered.

Take a look at these five disability conditions to see if you can qualify for it. 

Cardiovascular Disorders 

Those who have any of these 8 cardio-related conditions qualify: 

  1. Chronic Heart Failure
  2. Heart Transplant 
  3. Ischemic Heart Disease 
  4. Symptomatic Congenital Heart Disease
  5. Recurrent Arrhythmias 
  6. Peripheral Arterial Disease (PAD)
  7. Aneurysm of Aorta or Major Branches 
  8. Chronic Venus Insufficiency (CVI) 

Mental Disorders

If you are suffering from a mental disorder, you can qualify for help. There are 11 total categories:

  1. Post Traumatic Stress Disorder (PTSD)
  2. Intellectual Disorders
  3. Personality/Impulse Control Disorders Disorders
  4. Trauma/Stress-Related Disorders
  5. Schizophrenia Spectrum and Other Psychotic Disorders
  6. Somatic Symptom and Related Disorders
  7. Bipolar and Related Disorders
  8. Neurocognitive Disorders 
  9. Eating Disorders
  10. Autism Spectrum Disorder
  11. Anxiety and Obsessive-Compulsive Disorder 

Endocrine Disorders 

The endocrine system is responsible for producing and signaling glands to secrete hormones. You will either have a problem with too much of a hormone or too little. Hormonal alterations may develop in any of these 8 conditions: 

  1. Parathyroid Gland Disorders
  2. Thyroid Gland Disorders 
  3. Pituitary Gland Disorders 
  4. Chronic Hyperglycemia
  5. Hyperglycemia
  6. Diabetic Ketoacidosis (DKA)
  7. Diabetes Mellitus (DM) or Other Pancreatic Gland Disorders 
  8. Hypoglycemia 

Musculoskeletal Disorders 

You may have a musculoskeletal disorder due to congenital, pathological, or hereditary reasons. The impairment may arise from inflammation or infection. It can also occur due to degenerative, traumatic, or altered development events.

Loss of function namely causes a problem with ambulation as well as fine and gross motor movement. Debilitating pain is often reported. There are 7 categories: 

  1. Fracture of the Upper Extremity
  2. Fracture of the Femur, Pelvis, Tibia or One or More Tarsal Bones 
  3. Major Dysfunction to a Joint
  4. Soft Tissue Injury
  5. Disorder of the Spine
  6. Amputated limb
  7. Reconstructive Surgery/Surgical Arthrodesis of a primary weight-bearing Joint

Genitourinary Disorders 

Anything related to a complication of the kidney and elimination of urine is considered a genitourinary disorder. Evidence to diagnose this disorder includes observing signs and symptoms. laboratory values are especially important as they reflect degrading kidney function.

There are 5 categories: 

  1. Chronic Kidney Disease with Kidney Transplant
  2. Chronic Kidney Disease with Impaired Kidney Function
  3. Chronic Kidney Disease with Chronic Peritoneal Dialysis or Hemodialysis 
  4. Complications of Chronic Kidney Disease
  5. Nephrotic Syndrome

Applying for Disability 

You will need an official diagnosis from a doctor.

If you haven't completed any clinical or lab tests that confirm your condition, it should be done by a physician the soonest you are available. Approval for disability is relatively quick so long as your medical condition is on the approved list. 

Other forms of evidence to start a claim will include submitting mental health records, treatment notes or reports, MRI scans, CAT scans, x-rays or blood work panels.

Another form of supporting evidence will be proof of limited residual functional capacity. The level of exertion you use to do basic and heavy work is weighed. 

Nonexertional limitations are also monitored if the report is not already submitted from a healthcare professional. 

While there are exceptions to getting Social Security benefits based on your scenario, the process is more much more lengthy. Also, there is no guarantee you will qualify.

There are three convenient options to apply for benefits after you are diagnosed: 

  • Visit your local Social Security office by walk-in 
  • Call the Social Security office and request an appointment 
  • Visit the Social Security website on disability to file online (note: filing is not available for everyone)

Your disability will then get added to the Social Security's Listing of Impairments. 

Get Financial Help With a Disability 

Getting compensation for medical conditions is possible, but you have to be aware of the steps and qualifications to get it.

Keeping track of your health records and submitting them to the Social Security office that handles Disability benefits helps process your case smoothly. 

People with medical conditions deserve financial assistance. 

If you have any questions related to disability or you are looking for other options to help, please contact us. We offer a number of resources to assist those suffering from a disability.