Real Estate Loan Processor at Guaranty Bank and Trust N.A. in Mount Pleasant, Texas

Job Description:

Our Company’s culture supports customers in achieving their financial goals and dreams.  As a processor you will be responsible for performing a variety of loan pre-processing and processing functions-- from receipt of loan documentation through preparation of package for loan closing while ensuring timely, accurate and cost effective support of the Bank’s lending operations.  You’ll be able to help contribute to this by:

 

Job Duties:

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  Prepare loan documentation and determine that all necessary forms have been accurately completed.
  


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  Ensure compliance in all areas of real estate lending.
  


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  Responsible for all documentation necessary to complete the loan file.
  


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  Verify credit report and income, appraisal, appraisal review and reconciliation; set up escrow at closing.
  


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  Communicate with co-workers, loan officers, title companies and attorneys to satisfy loan conditions, as well as provide the status of the loan applications in process.
  


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  Solve problems and seek alternative solutions when necessary.
  


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  Proactively monitor multiple files and process workflow to ensure the timely completion of files for closing.
  


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  Adhere to all state and federal regulations including, but not limited to HMDA, RESPA, Fair Lending Practices, Regulation Z, etc.
  


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  Implementation of new policies and procedures based on work flow and regulations.
  


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  Collect all data necessary for HMDA reporting. Work with compliance to audit for accuracy and completeness.
  


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  Complying with privacy policies and procedures to maintain customer confidentiality and information protection.
  


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  Complying with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
  


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  Completing and passing all required regulatory compliance training as assigned.
  


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  Perform any additional duties and tasks assigned by management
  

 

Qualifications & Skills:

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  Self-motivated with excellent interpersonal skills and organizational skills.
  


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  Strong critical thinking and problem-solving skills.
  


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  Demonstrates initiative, a commitment to continuous learning, and the ability to adapt to change.
  


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  Advanced PC Skills (e.g. MS Word, Excel, Power Point, Outlook, and Adobe).
  

 

Education, Experience & Licenses:

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  High School diploma or equivalent.
  


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  College degree in finance, business or other directly related field preferred, or equivalent of experience combined with education in accounting or finance.
  


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  Minimum one year previous experience in banking, loan origination, loan processing and/or loan review.

New hires are required to provide a copy of their COVID vaccination card evidencing the first shot prior to start date, with a commitment to be fully vaccinated within 30 days. Guaranty Bank & Trust will consider religious and disability accommodation requests as required to comply with applicable
laws. 

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