Posted in Finance 13 days ago.
Type: Full-Time
Areas of Responsibility:
The Senior Credit Analyst is responsible for underwriting a portfolio that consists of large and complex loan applications, including making recommendations and diligently using assigned delegated lending authority where applicable. Underwriting-including evaluating financial information, developing financial analyses, and interpreting and applying Association credit standards relative to the application being considered.
Loan Underwriting
• Assesses creditworthiness of borrowers.
• Writes credit narratives interpreting and supporting the results of credit assessment.
• Votes with Relationship Manager to approve or deny credit applications and servicing actions within delegated lending authority.
• Recommends approval or denial of loans above delegated lending authority.
• Determines or recommends the structure and loan conditions to support. approvals/recommendations of approval.
Capital Markets and Participation Loan Underwriting
• Analyzes financial information for purchase of participation interests.
• Evaluates if potential credit opportunities meet Association underwriting standards.
• Writes narrative to explain analysis findings with a recommendation for level of Association participation.
Loan Servicing
• Processes routine and complex servicing actions.
• Reviews submitted borrower information to ensure compliance with loan covenants.
Mentorship
• As assigned, serves as a mentor to Associate Credit Analysts.
• Provides feedback and ongoing training to assigned mentor.
Credit Administration
• Works with lending staff to establish appropriate terms, conditions, and structure for assigned loan applications.
• Evaluates credit processes and makes recommendations where there are opportunities to remove obstacles and gain efficiencies.
Knowledge, Skills, and Abilities:
Desired Qualifications:
ABOUT US
Established in 1917, Fresno Madera Farm Credit provides quality credit and financial services in
California’s Central Valley, headquartered in Fresno. Our mission is to provide access to credit and
related services to farmers and ranchers in our region as an efficient organization that delivers service
with people that are passionate about creating the best possible customer experience to the
generations of farmers and ranchers that we proudly serve. Fresno Madera Farm Credit offers
competitive compensation packages and excellent benefit programs. We have a team driven,
performance focused culture, with a strong focus on customer service, and fulfilling our mission to
Agriculture.
Submit cover letter and resume by email to HRDept@fmfarmcredit.com.
Contact
Renee Getty at (559) 277-7000 for questions and additional information.
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