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Group Underwriter III at Guardian in New York, New York

Posted in General Business 30+ days ago.

Type: Full-Time





Job Description:

Position Summary
Do you want to be part of a collaborative underwriting team? Do you think big and grow, accelerate impact and lead change? Is a culture where "People Count," "We Do the Right Thing," and "We Hold Ourselves to Very High Standards" important to you? If so, Guardian is seeking a Group Underwriter III to effectively manage a book of business in support of stated mission and key financial and performance measures. You will be responsible for underwriting functions for New Business, Renewal, and Add-Issue for small markets including Group Life, Dental, Vision, STD, LTD, Accident, Hospital Indemnity and Critical Illness insurance. You will provide consultative services to sales producers, brokers, and/or customers regarding group insurance plans.

You Will


  • Provide pricing and plan design for cases under 50 lives utilizing manual rates.

  • Recommend competitively priced products, funding arrangements, and services to meet customer requirements

  • Determine pricing of new business and/or renewal business, including alternate plan of benefit options. Document case decisions and underwriting rationale while leveraging Underwriting Policies and Procedures.

  • Negotiate with sales representatives or agents/brokers to resolve rate questions and discrepancies, or risk related concerns

  • Perform accurate financial analysis to determine the risk classification according to company guidelines including contract comparisons for takeover business

  • Handle administrative processing of cases. Utilize underwriting systems and databases for quotes, sales, and renewals to track results

  • Meet specified metrics for completion of new business quotes, amendments and renewals.

  • Consult with risk committee, Management, Consultants and Actuaries.

  • Effectively work as part of a regional Underwriting Team. Proactively supporting sales by effectively managing cases, identifying trends and opportunities in support of key financial and performance measures.

  • Provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives.

  • Participate in project work including training of sales and/or underwriting staff and improve underwriting processes.

Y ou Have

  • College Degree BS/BA or equivalent work experience.

  • 5 years of experience with Group Life, Disability, and Dental underwriting.

  • Thorough knowledge of Group Insurance products/processes.

  • Knowledge of local market competition and strategy (e.g. impact on claim pricing and product choices).

  • Excellent analytical and mathematical skills, ability to apply them to complex cases including strong risk assessment.

  • Ability to make decisions, solve problems including strong negotiation and conflict resolution skills.

  • Proven ability to work independently.

  • Excellent verbal and written communication and presentation skills.

  • Effective use of Word, Excel and PowerPoint applications.


Location

  • Travel to the Sales, Broker, and Planholder offices as needed.

  • Travel to industry conferences as needed.


Our promise
Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

We offer

  • Meaningful and challenging work opportunities to accelerate innovation in a secure and compliant way.

  • Competitive compensation package.

  • Excellent medical, dental, supplemental health, life and vision coverage for you and your dependents with no wait period.

  • Life and disability insurance.

  • A great 401(k) with company match.

  • Tuition assistance, paid parental leave and backup family care.

  • Dynamic, modern work environments that promote collaboration and creativity to develop and empower talent.

  • Flexible time off, dress code, and work location policies to balance your work and life in the ways that suit you best.

  • Employee Resource Groups that advocate for inclusion and diversity in all that we do.

  • Social responsibility in all aspects of our work. We volunteer within our local communities, create educational alliances with colleges, drive a variety of initiatives in sustainability.


About Guardian
Guardian has been helping people protect their futures and secure their lives for 160 years.

Every day, we serve approximately 29 million people through a range of insurance and financial products. We
help people and their families pursue financial security and well-being in life, health, and wealth. We help
companies take care of their employees. And we help people recover and thrive after unexpected loss.

From our founding in 1860, when a community of immigrants joined together to insure and protect their businesses and families, doing the right thing for our policyholders and customers has guided everything we do. Our dedication to customers has helped us remain one of the most highly rated in client satisfaction and
financial strength .

And as one of the largest mutual insurance companies, we know what matters most: putting the needs of our customers first. Because everyone deserves a Guardian.

Learn more about Guardian at www.GuardianLife.com .

© Copyright 2020 The Guardian Life Insurance Company of America, New York, NY