This job listing has expired and the position may no longer be open for hire.

Loan Closer - Mortgage - REMOTE at Wintrust Financial Corporation in Lisle, Illinois

Posted in General Business 30+ days ago.

Type: Full-Time

Job Description:

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $36 billion in assets.

As a Closer, primary responsibilities include, but are not limited to:

  • Confirms scheduling information (time, location) with the Title or Escrow Company and internal Closing calendar when information is received.

  • Verifies accuracy and consistency of documents by performing an audit of the file checking for any discrepancies while preparing closing package.

  • Completes a minimum of 50 closing packages monthly.

  • Funds the loan in compliance with investor guidelines as well as meeting all at-closing conditions to assist investor delivery for the third party sale of the loan.

Additional Responsibilities assigned include:

  • Reviews Closing Disclosure for accuracy and completeness.

  • Requests wire from the warehouse line.

  • Forwards the Closing Disclosure to the consumer, processor and loan officer/assistant in one of the 3 approved delivery methods.

  • Communicates with the title/escrow company prior to the consummation and/or during the signing if necessary.

  • Authorizes funding to Title/Escrow Agents

  • High School or equivalent degree.
  • Minimum 3 years of Mortgage Lending/Closing experience, as well as Financial Software, Customer Service and communication skills.
  • Thorough knowledge and understanding of TRID, TILA and RESPA Guidelines. (FNMA, FHLMC, FHA/VA)
  • Experience and extensive knowledge of TRID guidelines
  • Knowledge of State Bond Programs a plus
  • Ability to work in a "fast paced" environment
  • Good organizational, written and telephone skills.
  • Great work ethic
  • Customer service oriented

Indeed candidates can send resumes to

We provide an engaging, dynamic work environment, an excellent compensation package including 401k, employee stock purchase plan, medical/dental, life insurance and more!

Wintrust Mortgage, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, citizenship status, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran. We request applicants refrain from disclosing current or historical compensation information during the recruitment process; any disclosed detail will not be taken into account as applicants are considered for employment.